CAREER EDUCATION for SUCCESS. - " Discover, Apply, Succeed "!

Abstract: Exam fear is one of the common things to see in almost every student who is going to appear in the exams. Though it is not very unusual but can leave a negative impact on the overall performance of the students in exams. Difficulty in studying, fear of certain subjects, peer pressure, parents’ expectations, lack of confidence, and the inability to focus are some of the main reasons behind exam anxiety and depression in students.  Many students experience exam fear throughout their academic life, be it in school or college, they always fear exams and as a result, suffer from unnecessary frustration, sleepless nights, and days filled with anxiety. But, fear of exams can be overcome.  Exam anxiety is: 1. Excessive worry about upcoming exams  2. Fear of being evaluated  3. Apprehension about the consequence  4. Experienced by many normal students Keywords :  Examination, Fear, Phobia, Anxiety, Confidence, Overcome  Learning Outcomes: After undergoing this

TRUST DEED FORMAT   THIS INDENTURE OF TRUST  executed on this   --------------     day of     ------- __________________  son / daughter / wife of  _______________ , aged 29, residing at ______________________ (place)  (hereinafter referred to as the  SETTLOR  which term wherever the context so requires or admits shall mean and include his legal heirs, successors, executors, administrators and assigns of  ONE PART   IN FAVOUR OF   1.  ______________  son of  ______________  aged 22, residing at ______________________ place   2.  ________________  son of  __________________ , aged 24, residing at   _________________________ place   3. ______________________  son of  ___________________ , aged 32,  residing at   _____________________________________ place     (hereinafter referred to as  ‘THE TRUSTEES’  which expression wherever the context so requires or admits shall mean and include their legal heirs, successors, executors, administrators and assigns of the  SECOND PART .  

Abstract : A trust is  a fiduciary arrangement that allows a third party, or trustee, to hold assets on behalf of a beneficiary or beneficiaries . Trusts can be arranged in many ways and can specify exactly how and when the assets pass to the beneficiaries. A trust is a document giving you, another person, or an institution the power to hold and manage your money for your benefit or the benefit of another person. A trust can serve many purposes, including  estate planning, tax planning, medical planning, and charitable giving . The main functions of a trust are  the function of the management and disposal of the asset, the function of the conversion of untrusted property, and the function of bankruptcy isolation . These functions can be utilized to handle the various needs of trusts. Irrevocable Trusts is the best form of trust.  Using an irrevocable trust allows you to minimize estate tax, protect assets from creditors and provide for family members who are under 18 years